Insurance premiums have been on the rise in recent years, leaving many policyholders wondering why their rates continue to increase. Several factors contribute to this trend, and understanding them can help policyholders make informed decisions about their coverage. In this…
Telematics is revolutionizing the way we approach auto insurance. By using technology to monitor driving behavior, insurers can offer personalized rates based on actual driving habits. This means safer drivers can benefit from lower premiums, while those who take more…
As an insurance agent, your role is to protect your clients from financial risk—but what happens when a mistake on your end leads to uncovered claims, policy disputes, or even lawsuits? Errors & Omissions (E&O) claims are a major concern…
As a Texas business owner with employees, you might wonder if you’re required to carry workers’ compensation insurance. While Texas does not mandate workers’ compensation coverage for employers, opting for this coverage can provide significant benefits and protections for your…
Commercial insurance can be frustrating. It’s often viewed as complex and difficult to understand, leaving many business owners confused about what’s covered and why they even need it. With all this uncertainty, it’s easy to think price is the most…
One of the easiest and most common ways to save money on insurance is by bundling your home and auto insurance with one agent. Bundling gives you a discount when you get your home and auto insurance policies from the…
As a business owner, when do I need to have a commercial auto policy? This question comes up often when we talk to business owners about their insurance needs. Almost every business owner we work with should have some type…
Car insurance rates can be a significant expense for drivers, but there are ways to keep those rates low. One effective way to lower your car insurance costs is by taking good care of your car. Regular car maintenance can…
constantly tempted to take their eyes off the road and onto their phones or other devices. This is a dangerous practice that can have severe consequences, not only in terms of accidents and injuries but also in terms of insurance…
