Exclusive E&O Program for Integra Partners
My Insurance Group is proud to offer exclusive Cyber Liability & E&O coverage to Integra Partner Agencies.
- 17 years P&C experience
- Current Partner at My Insurance Group
- Commercial Focused
- Sales & Service Director
Luis Leal, Chingon Risk Advisor & Owner
(210) 347-8969 • luis@myinsurancegroup.com
Coverage Benefits & Details
- E&O Coverage placed with an Admitted, A+ AM Best Rated Carrier
- Preferred pricing for Integra Agent Partners
- Premium financing option through IPFS
- Simplified application and Streamlined Process (online application coming soon)
- Coverage included for Life, Health and Accident products
- Optional coverage available for sale of Mutual Funds and Variable products
Cyber Liability Features
First Party Coverages
- Computer & IT Forensics – investigation to determine the who, what, when and how.
- Who did it?
- What data was compromised?
- When it happened?
- How the cyberattack happened?
- Notifications – Cost to notify affected parties.
- Crisis Management – Hiring a public relations agency to help manage the public message and help to restore the company’s reputation.
- Social Engineering – losses caused by an employee transferring money or other property due to fraudulent instruction when pretending to be an authorized person.
- Cyber Extortion – This could include, ransom payments, hiring security experts to prevent future extortion attempts and negotiation fees.
- Legal Fees & Lost income – Business interruption or fees levied on a business by a governmental agency.
Third Party Coverages
- Transmission of Software Viruses – defense cost and/or damages to the injured party in the event a cyberattack on your business affects your clients or vendors.
- Denial of Service (DoS) Attacks – data recovery, IT forensics, loss of income to the affected party.
- Breach of Personally Identifiable Information (PII) – Notification expenses, defense costs, settlements and judgements to affected parties.
- Breach of contract
- Legal Expenses and industry fines – attorney fees, court cost, settlements, judgements, regulatory fines